Every other app resets on the 1st. Stash AI resets when your money actually arrives. Automatic subscription detection. An AI you can actually talk to. Free.
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No jargon. No complexity. Just clarity on where your money goes and how to make it work for you.
Your budget resets on your payday — weekly, bi-weekly, monthly, on-demand. Not the 1st of the month.
Ask Atlas anything. "Can I afford a holiday?" "Create a savings pot for my car." Real answers from your real data.
Not your balance. Your real spendable amount — after upcoming bills, locked savings, and everything already spoken for.
Stash AI scans your transactions and surfaces recurring charges automatically. No manual setup. Just instant visibility.
Lock money away into named pots. Biometric authentication keeps it out of reach when you're tempted.
GBP, EUR, USD, CAD, NGN, AED, TRY — auto-detected by region. Built for people whose money doesn't just move in one currency.
Every month, Atlas generates a slide-by-slide review of your spending trends, flags unusual charges, and gives you a plan.
Face ID and Touch ID on app access and savings pot withdrawals. Your money is yours — and it stays that way.
Hit milestones and unlock badges like "Budget Master" and "Saving Streak." Good habits, rewarded.
Atlas isn't a chatbot that sends you tips. It understands your spending, knows your goals, and gives you real answers.
We checked. Nobody else does all of this.
| Feature | Stash AI | YNAB | Emma | PocketGuard |
|---|---|---|---|---|
| Free core features | ✓ | ✗ | Partial | Partial |
| Payday-centric budgeting | ✓ | ✗ | ✗ | ✗ |
| Conversational AI (Atlas) | ✓ | ✗ | ✗ | ✗ |
| Auto subscription detection | ✓ | ✗ | ✓ | ✓ |
| Multi-currency (7 currencies) | ✓ | ✗ | ✗ | ✗ |
| Biometric savings protection | ✓ | ✗ | ✗ | ✗ |
Join the waitlist. Free forever on the core plan.
Join the waitlist →iOS & Android · Free to download · No credit card required